I recently took a literal tumble. It was a sudden fall, ending with a sharp bump to the head and an enforced, immediate pause. As the initial shock wore off, a distinct realisation settled in: I need to slow down a bit... We live in a culture that glorifies speed. We are conditioned to believe that momentum matters more than direction. But sitting there, I was reminded that moving fast without a rhythm is not just chaotic, it’s hazardous. Around the same time, a friend shared

Most people know their loan is priced at “Prime plus or minus a percentage”. But what exactly is Prime? Prime is the standard interest rate banks use as a starting point when pricing home loans, car finance and personal loans. Your actual rate is then adjusted up or down from that base, depending on your risk profile.

In 1881, a strange piece of advice circulated among investors hoping to make sense of Wall Street. It wasn’t about which stocks to buy or when to sell them. “To see and comprehend the market, you must always stand off at a distance.” This strange, but simple, advice reasoned that the constant talk of nearby speculators would drive you into a “state of semi-insanity, where you in all probability will do something for which you will despise yourself the very next moment.”