Our financial planning process
Kim studied Financial Life Planning at the Kinder Institute and uses this method in her approach. The Financial Life Planning method is based on the premise that financial advisors should first determine a client’s fundamental goals in life and then prepare a financial strategy to fully support those goals.
Many clients haven’t given in-depth thought to their dreams, and many remain firmly in
the dream realm. We will help you to focus and articulate your goals, ensure that they
are realistic, and then implement a financial plan to achieve them.
We will be your partner in clarifying and achieving your most meaningful, deeply-felt
aspirations. We call it ‘life planning’ because what’s really important isn’t just your money,
it’s your life. To read more about The Kinder Institute, visit www.kinderinstitute.com.
If you had more time, more money,
what would you do?
What do you want to accomplish so you will feel that you’ve had a life?
We develop a financial strategy
to support your life goals.
In order to prepare an appropriate structured plan, the following needs to be established:
Your current financial and personal circumstances (present investments, assets and liabilities, and income potential, viewed together with an understanding of any family and business commitments)
The goals and expectations for your investment portfolio, your current or future income, as well as any capital requirements
Your outlook regarding income returns, capital growth and volatility
Your understanding of portfolio and asset class returns
Our Investment Management Process
Analysis of Goals and Objectives
As this is the foundational step, before you decide who you’d like to manage your investments, it’s vital that you carefully consider what you hope to gain in return.
We use our proprietary methodology to answer the following questions, among others:
Which stage of asset growth are you in: wealth accumulation or wealth preservation?
How much risk are you willing to accept for a given return?
What is the time frame for reaching your investment goals?
What is your tax situation?