Good, wholesome, right principles. These are the words of certified financial planner, registered life planner and director of Bespoke Financial Services, Kim Frost. A mantra by which she lives and does business.
With 20 years in the investment industry (including post-graduate qualifications in portfolio management, asset allocation and estate planning under her belt) and a desire to be involved in it since she can remember, Kim’s passion for her clients and her business are plainly obvious. She is fortunate to be doing what she loves and to be helping people in the process.
She will, however, be the first to confess that her clients have taught her invaluable lessons over the years. Through her managing of deceased estates, Kim says one of the constant sentiments shared are families who speak of the memories of their loved ones and the places they travelled to - and not their material possessions. Kim has taken this particular lesson to heart by regularly travelling with her husband of twenty-five years, Stearn, and two young sons, Taine and Caleb.
The name Bespoke means tailor-made: something large organisations cannot consistently offer their clients. Because Bespoke is truly independent, Kim has the ability to treat her clients as individuals as well as align their investment strategy and their goals.
She says she regularly pulls her own investment portfolios apart and looks at them as if another adviser had recommended them, analysing every investment decision and looking for where performance can be improved. Because she does this for every client she has - something that is rare even from independent financial advisers - Kim still has most of the clients she signed when she started out. And while some have passed away over the years, she knows she has succeeded in her function as a financial planner when she says: “They ran out of breath before they ran out of money. That is something that is very important to me.”
Dedicated to ongoing study, Kim is currently studying the Graduate Programme in Advanced Taxation from the University of Pretoria. She is a registered Tax Practitioner and a member of the SA Institute of Tax Professionals. Kim is also a Registered Life Planner with the Kinder Institute. She is trained to first discover a client’s most essential goals in life before formulating a financial plan, so a client’s finances fully support those goals. Kim is committed to providing bespoke financial advice for limitless financial freedom.
CFP®, RLP®, Advanced Postgraduate Diploma in Financial Planning, General Tax Practitioner (SA)™